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Mercantile Law

Prof Heinrich Schulze

Professor in Banking Law

Heinrich SchulzeQualifications

BLC LLB (Pret) LLD (Unisa)

Contact details

Office: Cas van Vuuren Building 6-59
Phone: 012 429 8454
E-Mail: schulwg@unisa.ac.za

I am a regular columnist for De Rebus, which is the Official South African Attorneys’ Journal. I write the bi-monthly column: “The Law Reports”. Although I am not currently serving on the editorial committee of any journals, I had in the past served lengthy stints as assistant editor of the South African Mercantile Law Journal. I am doing ad hoc legal opinions for the South African Banking Adjudicator; as well as legal opinions for a legal firm which specializes in matters dealing with banking law. My published research has been cited with approval by both the High Court and the Supreme Court of Appeal. Current research: The Possible Introduction of a  Code of Electronic Payments for the South African Banking Industry.

Courses taught

  • Banking Law and Usage (LML407U)
  • Banking Law 1 (LLM) (MBALW19)
  • Banking Law 2 (LLM) (MBALW2A)

Fields of specialization

  • Banking Law, Insurance Law, International Trade Law, and the Law relating to Negotiable Instruments

Publications in Accredited Journals: 2007 - 2012

  • ‘Electronic Fund Transfers and the Bank’s Right to Reverse a Credit Transfer – One  Small Step for Banking Law, One Huge Leap for Banks’ (2007) 19 SA Merc LJ 379-387
  • ‘The Legal Nature and Validity of Bank Default Charges’ (2007) 19 SA Merc LJ 427-443
  • ‘Duty of a Bank to Act with Necessary Skill and Care when Issuing an Automated Teller Machine Card’ (2007) 40 De Jure 370-379
  • ‘Financial Institutions and Stock Exchanges’ (2007) Annual Survey of South African  Law 428-468
  • ‘Melius de Villiers: A Biographical sketch. Part 1’ (2008) 14 Fundamina 9-80
  • ‘Memories of over eighty years – Reminiscences of Melius de Villers. Part 2’ (2008) Fundamina 81-162
  • ‘Published and unpublished research by Melius de Villiers: Addendum’ (2008) 14   Fundamina 163 -175
  • ‘Electronic Fund Transfers and the Bank’s Right to Reverse a Credit Transfer: One Big Step (Backwards) for Banking Law, One Huge Leap (Forward) for Potential Fraud:  Pestana v Nedbank (Act One, Scene Two)’ (2008) 20 SA Merc LJ 290-297
  • ‘A final curtain call, but perhaps not the last word on the reversal of credit  Transfers – Nedbank Ltd v Pestana’ (2009) 21 SA Merc LJ 369-404
  • ‘Electronic Fund Transfers and the Bank’s Right to Reverse a Credit Transfer – One   Small Step for Banking Law, One Huge Leap for Banks’ (2007) 19 SA Merc LJ 379-387
  • Strict Conformity of Documents under a Performance Gurantee – Does a signed copy of a document qualify as an original?’ (2009) 30 Obiter 411-419
  • ‘The UCP 600 – A new Law Applicable to Documentary Letters of Credit’ (2009) 21 SA Merc LJ 228-248
  • ‘Financial Institutions’ (2009) Annual Survey of South African Law 487-509
  • ‘Financial Institutions’ (2010) Annual Survey of South African Law 497-544
  • ‘One JP de Wet. South Africa’s first judicial export?’ (2010) 16 Fundamina 98-120
  • ’The Mode of Payment of Insurance Premiums – Different methods compared’ (2011) 23 SA Merc LJ 64-81
  • ‘Bredenkamp v Standard Bank of South Africa Ltd 2010 4 SA 468 (SCA) (2011)’ 32    Obiter 211-223
  • ‘Of Arbitration, Politics and The Price of Neglect – South African International Arbitration Legislation continues to Lag Behind: Bidoli v Bidoli’ (2011) 23 SA Merc LJ 291-299
  • Financial Institutions’ (2011) Annual Survey of South African Law (submitted for publication)